Security & Compliance
Precise safeguards.
No vague assurances.
This page documents what inara does and does not do — for partners conducting due diligence. Every statement here describes an operational fact, not a marketing claim.
Security Framework
Five operational
safeguards, stated plainly.
Identity Verification
All members are verified before being admitted to a cohort. Identity verification is a prerequisite for enrollment — not a post-enrollment step. No member contributes or receives a payout without a completed verification on file.
Secure Payment Processing
Contribution collection, payout disbursement, and connected bank account verification are handled through secure financial infrastructure partners including Stripe and Plaid. Sensitive financial data is processed through the infrastructure layer and is not stored directly on inara's application servers.
Security Deposit Safeguard
A security deposit is collected from each member before the cohort begins. It remains attached to the member's account throughout participation and is applied if contributions are missed. Deposits are returned when a member closes their account and all obligations are complete.
Pre-Pay Gate Protection
Members scheduled to receive a payout complete their following week's contribution before their disbursement is released. This sequencing safeguard helps maintain contribution continuity across the cohort and protects payout stability for all members.
Transparent Payout Sequencing
The full payout order is established, documented, and distributed to all members before the first contribution is made. No discretion is exercised over sequencing after enrollment closes.
Regulatory Positioning
inara is not a bank and does not hold deposits.
inara does not provide loans.
inara does not underwrite credit.
inara does not report to credit bureaus.
Member capital is self-funded through structured contribution cycles.
Sponsor funds cover program administration only.
Questions about program structure or compliance?